#consolidating credit card debt
Get a rate quote
Want to pay off your credit card debt and reduce your monthly payments? With an unsecured personal loan via Lending Club you can pay off your high interest credit card debt and consolidate it into a single monthly payment with a fixed, low rate.
Better Rates: Lower your rate by an average of 33% 1
Borrowers who used a personal loan * via Lending Club to pay off high interest credit cards or consolidate debt report in a survey that the interest rate on their loan was an average of 33% lower than they were paying on their outstanding debt or credit cards.
Circle the date your credit cards will be paid off
With fixed, low interest rates and monthly payments, the amount you pay will never increase, giving you a clear path to being debt free.
The most convenient personal loan around
Get an instant rate quote and see the offers you qualify for, with no need to ever visit a branch. Loans are deposited directly into your bank account in as quickly as seven days.
Flexibility to save even more
You have the flexibility to pay off your loan whenever you want and get rid of future interest payments. No prepayment penalty.
Improve your credit score
Consolidating your debt and paying off your credit cards can improve your credit score. 76% of Lending Club customers experienced a FICO score increase three months after getting their personal loan; the average score increase was 21 points. 2
Easy online loan application
Check your rate using our easy online loan application. It only takes a few minutes and there is no impact to your credit score.
Lending Club Reviews from real customers
* All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage history.
2 Average credit score change of all borrowers who took out a loan via Lending Club between January 1, 2013 and June 30, 2015 with a stated loan purpose of debt consolidation or pay off credit cards.