#high risk auto insurance
High Risk Drivers and High Risk Auto Insurance
If you’re a high risk driver, chances are you’ve had trouble finding affordable auto insurance. It’s an unfortunate situation, but those drivers who are considered risky to insure have to pay higher rates for car insurance.
The most common classification for a high risk driver is one who has been charged with a DUI/DWI. Because these motorists are more likely to cause an accident, they will need to pay higher premiums. Be sure to visit Good2Go’s state pages to learn more about your state’s car insurance laws including DUI/DWI laws.
In addition to drivers who have been convicted of DUIs/DWIs, if your driver’s license has been suspended, you may be required to fill out an SR-22 policy in order to get your driving privileges reinstated. An SR-22 form proves that you have valid auto insurance for your vehicle. High risk drivers are more likely to carry one of these policies, especially those who have been convicted of a DUI/DWI.
A driver can also be considered a high risk if he or she falls into one of these categories:
- Newly licensed driver
- Young/Teen driver
- Elderly driver (70 years or older)
- Have no prior auto insurance coverage
- Poor credit history
- Live in a high risk area
- Has multiple traffic violations
- Involvement in car accidents
High risk auto insurance, also known as non-standard insurance, is typically more expensive to purchase than standard coverage because high risk drivers are at a higher financial risk to insure.
Luckily for you, Good2Go has specialized in providing drivers with cheap high risk auto insurance for over 25 years. We understand how important it is for you to have your car which is why we offer minimum coverage for high risk drivers. Find out if Good2Go auto insurance is available in your state by starting an online auto insurance quote or calling 1-855-MINIMO1 (1-855-646-4661).