Our Euro rates
1 Interest is subject to Deposit Interest Retention Tax (DIRT) where applicable. The current DIRT rate is 39%.
2 To achieve the stated AER, interest must be paid into the account.
3 The Easy Access Call account is only available to existing customers with fixed rate accounts as the default option for their maturing funds.
4 This is an open ended variable rate account with rolling 12 month terms. Maximum monthly lodgement to earn this rate is �1,000. At the end of each 12 month rolling term, balance will be transferred into an Easy Access account. Lodgements in excess of �1,000 in any term month will be transferred to an Easy Access Account. However, you can continue to save in your 12 Month Regular Saver Account.
5 This product is no longer available for new accounts.
6 Customer lodgements in excess of 1,000 per month (up to a total of 15,000) are not allowed.
7 The Regular Saver Call Account is only available to existing customers with a Regular Saver Account as the default option for their maturing funds.
8 In fixed term accounts with monthly interest, interest is paid away each month so does not compound. The stated AER�s reflect this.
The term AER means Annual Equivalent Rate and is the interest rate you would receive for a full year if the interest was paid and compounded.
The gross rate of interest is the interest rate payable before any Deposit Interest Retention Tax (DIRT) is deducted. This is expressed on an annual basis and over the term of any fixed rate savings account.
The net rate of interest is the interest rate payable after any Deposit Interest Retention Tax (DIRT) is deducted (if you do pay tax).
Where applicable, DIRT is deducted from the interest you earn with us and paid directly to the Revenue Commissioners. A DIRT statement is available for each account and details the amount of interest earned, paid and tax deducted.